:root{
  --navy:#1E2B45; --text:#3B4558; --muted:#5B6474; --honey:#C8862B; --honey-dark:#8F5A12;
  --cream:#F7F3EE; --line:#ECE6DE; --line-strong:#D9D1C6; --white:#FFFFFF;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
section[id]{scroll-margin-top:90px}
body{margin:0;background:var(--white);color:var(--text);font-family:'Gowun Dodum',system-ui,sans-serif;line-height:1.8;word-break:keep-all;font-size:16px}
a{color:var(--navy)} a:hover{color:var(--honey-dark)}
h1,h2,h3{margin:0;color:var(--navy)}
h1,h2,.display{font-family:'Jua',sans-serif;font-weight:400}
h3{font-size:19px}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
section{padding:88px 0}
.cream{background:var(--cream)}
.eyebrow{font-size:15px;font-weight:700;color:var(--honey-dark);letter-spacing:.04em}
.head{display:flex;flex-direction:column;gap:12px;max-width:720px;margin-bottom:40px}
.head h2{font-size:36px;line-height:1.4}
.lead{font-size:17px}
.row{display:flex;flex-wrap:wrap;gap:20px}
.row > *{flex:1 1 260px;min-width:0}
.btn{display:inline-block;text-decoration:none;font-weight:700;padding:15px 27px;border-radius:999px;font-size:16px;border:1px solid transparent;cursor:pointer;font-family:inherit}
.btn-primary{background:var(--navy);color:var(--white)} .btn-primary:hover{background:#2C3D5F;color:var(--white)}
.btn-ghost{background:var(--white);color:var(--navy);border-color:var(--line-strong)}

/* header */
header{border-bottom:1px solid var(--line);background:var(--white);position:sticky;top:0;z-index:10}
.nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;padding:14px 24px;max-width:1200px;margin:0 auto}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand span{font-family:'Jua',sans-serif;font-size:24px}
nav ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;align-items:center;gap:4px 24px;font-size:15px}
nav a{text-decoration:none;display:inline-block;padding:10px 0}
nav .btn{padding:10px 20px;color:var(--white)}

/* hero */
.hero{background:var(--cream);padding:96px 0}
.hero .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:56px}
.hero-text{flex:1 1 460px;min-width:0;display:flex;flex-direction:column;gap:24px}
.hero h1{font-size:52px;line-height:1.3;letter-spacing:-.02em}
.hero .lead{font-size:18px;max-width:520px}
.actions{display:flex;flex-wrap:wrap;gap:12px;padding-top:8px}
.hero-visual{flex:1 1 400px;min-width:0;display:flex;flex-direction:column;align-items:center}
.hero-owl{width:min(400px,90%);height:auto;margin-bottom:20px}
.chat{width:100%;background:var(--white);border-radius:20px;border:1px solid var(--line);padding:28px;display:flex;flex-direction:column;gap:18px;box-shadow:0 12px 40px rgba(30,43,69,.08)}
.chat-label{font-size:13px;color:var(--muted)}
.bubble-q{align-self:flex-end;background:var(--navy);color:var(--white);padding:12px 18px;border-radius:18px 18px 4px 18px;font-size:15px;max-width:85%}
.bubble-a-row{display:flex;gap:12px;align-items:flex-start}
.ai-dot{flex:0 0 40px;width:40px;height:40px;border-radius:50%}
.bubble-a{background:var(--cream);padding:14px 18px;border-radius:4px 18px 18px 18px;font-size:15px;display:flex;flex-direction:column;gap:10px}
.pick{background:var(--white);border:1px solid var(--honey);border-radius:12px;padding:10px 14px;color:var(--navy);font-weight:700}
.src{font-size:13px;color:var(--muted)}

/* cards */
.topline{border-top:3px solid var(--honey);padding-top:20px;display:flex;flex-direction:column;gap:8px}
.compare > *{flex:1 1 380px}
.box{border-radius:20px;padding:32px;display:flex;flex-direction:column;gap:16px}
.box ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:8px}
.box-light{background:var(--white);border:1px solid var(--line)} .box-light h3{color:var(--muted);font-size:20px}
.box-dark{background:var(--navy);color:#E8ECF3} .box-dark h3{color:var(--white);font-size:20px}
.card{border:1px solid var(--line);border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:12px}
.checks{display:flex;flex-direction:column;gap:12px}
.check{background:var(--white);border-radius:14px;padding:16px 20px;display:flex;gap:12px;align-items:center;color:var(--navy)}
.trust .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:32px}
.trust .wrap > div:first-child{flex:1 1 420px;min-width:0;display:flex;flex-direction:column;gap:12px}
.trust .wrap > div:last-child{flex:1 1 320px;min-width:0}
.trust h2{font-size:30px;line-height:1.4}
.step{display:flex;flex-direction:column;gap:10px;flex-basis:240px}
.step .num{font-family:'Jua',sans-serif;font-size:34px;color:var(--honey)}

/* faq */
.faq .wrap{max-width:880px}
.faq h2{text-align:center;font-size:36px;margin-bottom:32px}
details{background:var(--white);border:1px solid var(--line);border-radius:16px;margin-bottom:12px}
summary{list-style:none;cursor:pointer;padding:18px 24px;font-size:17px;font-weight:700;color:var(--navy);display:flex;justify-content:space-between;gap:16px;align-items:center;min-height:56px}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:22px;color:var(--honey-dark);font-weight:400}
details[open] summary::after{content:"−"}
details p{padding:0 24px 20px}

/* contact */
.contact{background:var(--navy);color:#E8ECF3}
.contact .wrap{display:flex;flex-wrap:wrap;gap:48px}
.contact-text{flex:1 1 380px;min-width:0;display:flex;flex-direction:column;gap:16px}
.contact h2{color:var(--white);font-size:36px;line-height:1.4}
.contact a{color:#FFFFFF}
form{flex:1 1 420px;min-width:0;background:var(--white);color:var(--text);border-radius:20px;padding:32px;display:flex;flex-direction:column;gap:16px}
.fields{display:flex;flex-wrap:wrap;gap:16px}
.field{flex:1 1 180px;display:flex;flex-direction:column;gap:6px}
label{font-size:14px;color:var(--navy)}
input,select,textarea{font-family:inherit;font-size:15px;border:1px solid var(--line-strong);border-radius:10px;padding:0 14px;height:48px;background:var(--white);color:var(--text);width:100%}
textarea{height:auto;padding:12px 14px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:2px solid var(--honey);outline-offset:1px}
form .btn{height:54px;border:none;width:100%}
.note{font-size:13px;color:var(--muted)}
.hidden{position:absolute;left:-9999px}

footer{border-top:1px solid var(--line)}
footer .wrap{padding-top:40px;padding-bottom:40px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px;font-size:14px;color:var(--muted)}
footer .col{display:flex;flex-direction:column;gap:4px}
footer .display{font-size:20px;color:var(--navy)}

@media (max-width:640px){
  header{position:static}
  section{padding:64px 0} .hero{padding:64px 0}
  .hero h1{font-size:36px} .head h2,.faq h2,.contact h2{font-size:28px} .trust h2{font-size:24px}
  nav ul{gap:0 16px;font-size:14px}
  .chat,.box,form{padding:22px}
}

/* ===== 진행 방식 카드 (메인) ===== */
.step-link{text-decoration:none;color:inherit;display:flex;flex-direction:column;gap:10px;height:100%;padding:24px;border:1px solid var(--line);border-radius:20px;background:var(--white);transition:border-color .2s,transform .2s}
.step-link:hover{border-color:var(--honey);transform:translateY(-2px);color:inherit}
.step-link .more{margin-top:auto;font-size:15px;font-weight:700;color:var(--honey-dark)}

/* ===== 캐릭터 진행 표시 ===== */
.progress{margin:0 auto;max-width:760px;padding-top:96px}
.progress ol{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));position:relative}
.progress ol::before,.progress ol::after{content:"";position:absolute;top:22px;left:12.5%;height:4px;border-radius:4px}
.progress ol::before{right:12.5%;background:var(--line-strong)}
.progress ol::after{width:var(--fill,0%);background:var(--honey)}
.progress li{position:relative;display:flex;flex-direction:column;align-items:center;text-align:center;z-index:1}
.progress a{text-decoration:none;display:flex;flex-direction:column;align-items:center;gap:8px;color:var(--muted);min-width:44px}
.progress .dot{width:48px;height:48px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Jua',sans-serif;font-size:20px;background:var(--white);border:3px solid var(--line-strong);color:var(--muted)}
.progress .done .dot{background:var(--honey);border-color:var(--honey);color:var(--white)}
.progress .current .dot{background:var(--navy);border-color:var(--navy);color:var(--white);box-shadow:0 0 0 6px rgba(200,134,43,.25)}
.progress .current a{color:var(--navy);font-weight:700}
.progress .label{font-size:15px;line-height:1.4}
.progress .owl{position:absolute;bottom:calc(100% + 6px);display:flex;flex-direction:column;align-items:center;gap:4px;pointer-events:none}
.progress .owl img{width:64px;height:64px;border-radius:50%;box-shadow:0 6px 16px rgba(30,43,69,.15);animation:hop 2.4s ease-in-out infinite}
.progress .say{position:absolute;bottom:100%;margin-bottom:6px;white-space:nowrap;background:var(--navy);color:var(--white);font-size:13px;padding:4px 12px;border-radius:999px}
.progress .say::after{content:"";position:absolute;left:50%;top:100%;transform:translateX(-50%);border:6px solid transparent;border-top-color:var(--navy)}
@keyframes hop{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
@media (prefers-reduced-motion:reduce){.progress .owl img{animation:none}}

/* ===== 상세 페이지 ===== */
.page-hero{background:var(--cream);padding:40px 0 72px}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:8px}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li::before{content:"›";margin-right:6px}
.crumbs a{color:var(--muted);display:inline;padding:0}
.page-title{max-width:860px;margin:48px auto 0;text-align:center;display:flex;flex-direction:column;gap:16px;align-items:center}
.page-title h1{font-size:44px;line-height:1.35}
.summary{max-width:860px;margin:40px auto 0;background:var(--white);border-radius:20px;border:1px solid var(--line);padding:28px 32px;display:flex;flex-direction:column;gap:12px}
.summary h2{font-size:22px;display:flex;align-items:center;gap:10px}
.summary ul{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:6px}
.meta{font-size:13px;color:var(--muted)}
.article{max-width:860px;margin:0 auto;padding:0 24px}
.article section{padding:56px 0;border-bottom:1px solid var(--line)}
.article section:last-of-type{border-bottom:none}
.article h2{font-size:30px;line-height:1.4;margin-bottom:16px}
.article h3{margin:20px 0 6px}
.article p+p{margin-top:12px}
.article ul,.article ol.plain{margin:12px 0 0;padding-left:22px;display:flex;flex-direction:column;gap:8px}
.article strong{color:var(--navy)}
.grid2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:20px}
.tile{background:var(--cream);border-radius:16px;padding:20px 22px;display:flex;flex-direction:column;gap:6px}
.tile h3{margin:0;font-size:18px}
.flow{list-style:none;margin:20px 0 0;padding:0;display:flex;flex-direction:column;gap:12px;counter-reset:f}
.flow li{counter-increment:f;display:flex;gap:16px;align-items:flex-start;background:var(--white);border:1px solid var(--line);border-radius:16px;padding:18px 20px}
.flow li::before{content:counter(f);flex:0 0 36px;height:36px;border-radius:50%;background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;font-family:'Jua',sans-serif;font-size:18px}
.flow strong{display:block}
.callout{margin-top:20px;background:#FFF6E8;border-radius:16px;padding:18px 22px;color:var(--navy)}
.qa details{margin-top:12px}
.pager{max-width:860px;margin:0 auto;padding:40px 24px 88px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px}
.pager a{flex:1 1 240px;text-decoration:none;border:1px solid var(--line-strong);border-radius:16px;padding:16px 20px;display:flex;flex-direction:column;gap:2px}
.pager a:hover{border-color:var(--honey)}
.pager .dir{font-size:13px;color:var(--muted)}
.pager .nm{font-family:'Jua',sans-serif;font-size:20px;color:var(--navy)}
.pager .next{text-align:right}
.cta-band{background:var(--navy);color:#E8ECF3;padding:64px 0}
.cta-band .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}
.cta-band h2{color:var(--white);font-size:30px;line-height:1.4}
.cta-band .btn{background:var(--honey);color:var(--navy)}
.cta-band .btn:hover{background:#D9973C;color:var(--navy)}

@media (max-width:640px){
  .page-title h1{font-size:30px}
  .article h2{font-size:24px}
  .grid2{grid-template-columns:minmax(0,1fr)}
  .summary{padding:22px}
  .progress .label{font-size:13px}
  .progress .dot{width:40px;height:40px;font-size:17px}
  .progress ol::before,.progress ol::after{top:18px}
  .progress .owl img{width:52px;height:52px}
  .progress .say{font-size:12px;padding:3px 10px}
  .cta-band h2{font-size:24px}
}